Alaska Travel Desk highly encourages that all travelers purchase travel insurance. There are many plans and companies, however we’ve found Allianz to be the easiest and most effective when it comes to price, offerings, and more importantly, CLAIMS. Below we have 5 of the highest-selling plans; 3 are based on EACH trip, and the last offering is an annual plan.
For the most part, the travel insurance will cover a majority of your financial loss due to any number of events – cancellation of a flight, bags or items go missing, medical evacuation, death of the traveler and/or immediate family member, inability to travel due to severe illness, and some even cover significant flight delays.
Alaskans: We sell more annual travel plans than *any other* – its a great value since many of us travel to/from Seattle; weather may not always cooperate. We’ve had a payout success of 100% due to weather/ATC delays that require a hotel overnight in Seattle or flight diversions! In fact, almost every single Southeast Alaskan has received payouts that exceed their annual premiums!
Individual Trip Insurance needs to be added at the same time as your deposit is paid with most trips, otherwise it can greatly affect the cost and/or coverage. Annual travel plans can be purchased anytime, and are valid from the start date you provide to your travel advisor.
Why you should consider travel insurance....
- Health insurance may not work overseas
- Accidents can & do happen!
- Airlines are skimping on baggage coverage
- Cancellation coverage due to severe illness
- Hotels when flights divert
- Hotels when flights cancel due to weather
- Medevac to nearest hospital
- Weather happens!
Common Insurance Plans
This is the basic, single trip plan that many see offered by a variety of travel vendors (such as airlines, hotels, etc). The plan has a wide-variety of covered reasons for trip cancellation and interruption, and it can also include coverage for existing medical conditions so you can book your trip with complete confidence. Under certain conditions, covered reasons for some benefits of this plan include epidemic or pandemic-related illness and individually-ordered quarantine. The pricing for these plans vary based on the total cost of the trip & also time of purchase. Most plans require payment within 7 days of making your trip deposit/payment.
Cost: As low as $76 for most adults, $113 for seniors.
Coverage includes (values UP to):
Trip Cancellation: Up to amount purchased (set by you when we quote)
Trip Interruption: Up to amount purchased (set by you when we quote)
Travel Delay: $300
Baggage pilferage/lost items/missing items: $500
Baggage delay: $200
Emergency travel (medevac): $50,000
Emergency Medical/Dental: $10,000
This is an enhanced, single trip plan. The Journey Plan gives you generous levels of trip cancellation and trip interruption protection. It also provides emergency medical benefits, baggage protection, 24-hour live assistance, and more-even an optional Required to Work enhancement for greater trip cancelation protection. This plan also includes SmartBenefits which can pay you proactively and simplify the claims process with no receipts required. Plus, kids 17 and under are covered for free when traveling with a parent or grandparent. Under certain conditions, covered reasons for some benefits of this plan include epidemic or pandemic-related illness, individually-ordered quarantine, and denied boarding. The pricing for these plans vary based on the total cost of the trip & also time of purchase. Most plans require payment within 7 days of making your trip deposit/payment.
Cost: As low as $108 for most adults, $159 for seniors.
Coverage includes (values UP to):
Trip Cancellation: Up to Amount purchased (value set by you)
Trip Interruption: Up to 150% of the amount purchased
Change fee coverage: $500
Travel Delay: $1,000
Baggage pilferage/lost items/missing items: $1,000
Baggage delay: $300
Emergency travel (medevac): $500,000
Emergency Medical/Dental: $50,000
The Classic with Cancel Anytime Plan gives you the extra flexibility of knowing you can cancel your trip for almost any unforeseen reason that the Classic plan does not already cover at 100% and receive 80% of their non-refundable trip costs back. It includes benefits like trip cancellation protection, primary emergency medical benefits, 24-hour travel assistance, and more. This plan also has SmartBenefits which can pay you proactively and simplify their claims process with no receipts required. Under certain conditions, covered reasons for some benefits of this plan include epidemic or pandemic-related illness, individually-ordered quarantine, and denied boarding. Please note: This plan must be purchased within 14 days of their initial trip deposit and must cover the full non-refundable trip cost ($20,000 maximum per insured). You could also be eligible for pre-existing condition exclusion waiver if all requirements are met (please refer to plan documents for details).
Cost: As low as $250 for most adults, $315 for seniors. (based on a $2,500 trip).
Allows you the ability to reclaim up to 80% of the non-refundable cost of any items booked.
Coverage includes (values UP to):
Trip Cancellation: Up to amount purchased
Trip Interruption: Up to amount purchased
Change fee coverage: $500
Travel Delay: $800 (max $200/day)
Baggage pilferage/lost items/missing items: $1,000
Baggage delay: $300
Emergency travel (medevac): $500,000
Emergency Medical/Dental: $50,000
The Annual Deluxe Plan gives you affordable, year-round protection with just one purchase. It's great for travelers who want coverage for their trip costs, belongings, and emergency medical protection. Coverage only available for trips that are 45 days or less. Under certain conditions, covered reasons for some benefits of this plan include epidemic or pandemic-related illness, individually-ordered quarantine, and denied boarding. Please be advised that if you push the Annual Plan Start date out beyond the day of purchase (to 60 days max), there is no coverage under this policy for any issues that may arise and could impact travel until the Plan Start Date. We encourage you to set this policy to start the day after purchase, as our other plans do, so that coverage may begin immediately.
Cost: As low as $250 for most adults & seniors
Annual Coverage includes (values UP to):
Trip Cancellation: $3,000
Trip Interruption: $3,000
Travel Delay: $600 ($200/day max)
Baggage pilferage/lost items/missing items: $1,000
Baggage delay: $200
Emergency travel (medevac): $100,000
Emergency Medical/Dental: $20,000
Car Rental addtl coverage: $45,000
Travel accident: $25,000
The Annual Premier Plan can provide travelers and their household family members with an entire year of worldwide travel protection and 24/7 assistance by phone-whether they're traveling separately or together. In addition to $10K worth of trip cancellation coverage, other benefits include emergency medical and dental, trip delay, lost or stolen baggage, and more. Benefits are available only for trips up to 90 days. Under certain conditions, covered reasons for some benefits of this plan include epidemic or pandemic-related illness, individually-ordered quarantine, and denied boarding. Under certain conditions, covered reasons for some benefits of this plan include epidemic or pandemic-related illness, individually-ordered quarantine, and denied boarding. Please be advised that if you push the Annual Plan Start date out beyond the day of purchase (to 60 days max), there is no coverage under this policy for any issues that may arise and could impact travel until the Plan Start Date. We encourage you to set this policy to start the day after purchase, as our other plans do, so that coverage may begin immediately.
Cost: As low as $500 for most adults & seniors
Annual Coverage includes (values UP to):
Trip Cancellation: $10,000
Trip Interruption: $10,000
Travel Delay: $1,500 ($300/day max)
Baggage pilferage/lost items/missing items: $2,000
Baggage delay: $2,000
Emergency travel (medevac): $500,000
Emergency Medical/Dental: $50,000
Car Rental addtl coverage: $45,000
Travel accident: $50,000
Cruise Line Coverages
Not all cruise lines offer “traditional” travel insurance, but instead cruise cancellation coverage which saves 75-100% of the value of your cruise if you cancel for covered reasons.
